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Young investors learn about the stock market at summer camp

When the opening bell sounds at the New York Stock Exchange, do you ever wonder what takes place on the trading room floor? Would you rather own Nike stock than Nike gear? Then consider taking up residence at the Bull & Bear Investment Camp in Kansas City, Missouri. Just ask Aubree Collins. an alumna of the camp.

Before attending the camp in 1997 and , the Kansas City native was treeless about money. In fact, she had planned to become a scientist Bin, after hearing a radio ad for the camp, Aubree, 21, decided to sign up. The free, fiveday session was a real eye-opener. "When you re young, you're more concerned with buying clothes," says Aubree, who owns stock in Nike, McDonald's, and WorldCom, and recently opened a mutual fund account. "But camp made me rethink how I spent my money arm helped me focus on my long-term goals."

"Our camp teaches you about stocks, bonds, mutual funds. and the importance of saving and investing. We also expose kids to the many career opportunities available in the financial services industry;' says Douglas "At Coe, the president of Moody Reid Financial Advisors Inc., who started the camp in 199'1. On the first day of camp, students ranging in age from 9 to 17 are divided into two groups bulls and bears. Each team picks portfolio managers, economists, market analysts, mad traders. They receive Douglas Dollars similar in monopoly money for attendance, punctuality, and participation.

This past summer, thanks to NASDAQ and the New York City school system, the camp traveled east to Prospect. Heights High School in Brooklyn, New York Coe coaches 27 students and took them on, tour of the New York Stock Exchange. "I learned the importance of managing my money," says Betty Sease-Bey, a Prospect Heights sophomore. The 15-year-old Brooklyn native, whose favorite subjects are math and English, reads the stock pages religiously and will begin investing in the healthcare sector this year.

Carlton Heslop, 16, a fellow Bull & Bear, now helps his friends read the stock pages. "I learned that, I have to put my money to work and not spend it on foolishness," the sophomore says. Carlton, a DJ who spins reggae and rap music in Brooklyn and New York City clubs, wants to save money for his business and for his college education. Like Betty, he plans to invest in the stock market. "It's really important that kids get involved in programs like the Bull & Bear Investment Camp," says Betty. We need to realize that it's good to save money for our futures."

For more information, call 800-761-0274.

Aubreen Collins: A Day in the Life

Sign: Leo Playlist: Maxwell, Aaliyah, Sade, and Michael Jackson Sports: Basketball and bowling Reading Material: The Wall Street Journal Hangout Spots: Spoken-word venues Latest G0al: Saving up for a car. "1 want to save a large enough down payment so my monthly car note will be lower," she grins.

Betty Sease Bey: A Day in the Life

Sign: Cancer Things to De: Practice step routines with local dance troupe, the Nubian Queens Reading Material: The Upper Room by Mary Monroe Favorite Hicks: Love and Basketball Playlist: Ashanti and Fabolous Words to Live By: "The only thing we have to fear is fear itself."--Franklin Delano Roosevelt

Carlton Heslop: A Day in the Life

Sign: Pisces Sports: Basketball and football Spends His Time: Looking for hot CDs to play when he DJs Reading Material: Monster by Walter Dean Myers Quote to Live By: "Nobody can make you feel inferior without your consent,"

--Eleanor Roosevelt